Terms of Service

Please read these terms carefully before using our website

Last updated: April 21, 2026

Acceptance of Terms

By accessing or using PremierFinalExpense.com ("the Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website. We reserve the right to update these Terms at any time, and your continued use of the Site constitutes acceptance of any changes.

About Our Services

PremierFinalExpense.com is operated by an independent licensed insurance agent. We provide general information about final expense insurance and connect prospective clients with licensed insurance professionals. We are not an insurance company. We do not underwrite, issue, or administer insurance policies directly.

All insurance products are subject to the terms, conditions, limitations, and exclusions of the specific carrier and policy you select. Coverage availability and rates vary by state, age, and other factors.

Not an Insurance Contract

Nothing on this website constitutes an offer to sell, solicit, or provide insurance coverage. No insurance coverage is bound or in effect until a completed application has been submitted, reviewed, accepted by an insurance carrier, and a policy has been issued. All quotes provided are estimates only and are not a guarantee of coverage or premium amount.

Licensing Disclosure

Our insurance agents are licensed in the states in which they conduct business. Licensing information is available upon request. We only offer products in states where we are properly licensed to do so.

Accuracy of Information

We strive to provide accurate and up-to-date information on our website. However, we make no warranties or representations, express or implied, as to the accuracy, completeness, or timeliness of the information provided. Insurance products, rates, and availability are subject to change without notice.

Use of the Website

You agree to use this Site only for lawful purposes. You may not:

Telephone and Electronic Communications

By submitting your contact information through our quote request form, you consent to be contacted by telephone, email, or text message by a licensed insurance agent regarding your inquiry. Standard message and data rates may apply. You may opt out of future communications at any time by contacting us directly.

By providing your phone number, you expressly consent to receive calls and/or text messages, including autodialed calls, from us and our licensed partners, even if your number is listed on a Do Not Call registry.

Limitation of Liability

To the fullest extent permitted by law, PremierFinalExpense.com and its agents, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, this Site or the information provided herein. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.

Disclaimer of Warranties

This Site and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Third-Party Links

Our Site may contain links to third-party websites for your convenience. We do not control or endorse these sites and are not responsible for their content, privacy practices, or terms. Visiting third-party links is at your own risk.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which services are rendered, without regard to its conflict of law provisions.

Contact Us

If you have any questions about these Terms of Service, please contact us: